Your situation
Start with the basics. Monthly amounts in Chilean pesos.
What lands in your account each month
$
Rent, bills, food, transportation
$
The cushion you have available today
$
Your debts
Add each debt separately. The annual rate appears on your statement or contract (on Chilean credit cards it is usually labeled CAE or revolving interest rate).
Your capacity
How much can you put each month, in total, toward paying debts and saving?
$
Your plan
0 months
estimated date
Avalanche
Attack the highest-rate debt first
months
debt-free
total interest paid
Snowball
Attack the smallest debt first
months
debt-free
total interest paid
What if you add more per month?
Drag the slider and watch your date move. It recalculates instantly.
$0
Your freedom curve
Debt goes down, then savings go up. The diamonds mark your emergency fund.
Total debt
Savings
Debt-free
Your milestones, month by month
This tool provides general guidance based on simple assumptions (fixed rates, constant payments, no new charges on your cards). It does not replace formal financial advice.
Want to put this plan into practice?
Oikos is Francisco Quintero's financial order practice. Let's talk about your case.
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